Personal Banking

Personal Checking Accounts

Open any one of our Commodore Personal Checking accounts such as the Commodore Club, Commodore Advantage, Commodore Gold, and more.

Personal Savings Accounts

Commodore Bank has no minimum balance requirements and no Service Charges or Annual Fees on savings accounts.  Only a minimum deposit of $100.00 is required to open an account.

Christmas Club Accounts – We offer a yearly Christmas Club Account starting every October.  Interest is paid at the end of the club year.  Join the club and you’ll be ready for the next Christmas shopping season.

Auto Loans

Loans for new and late model used cars are available with competitive rates and terms.  We give quick answers to auto loan applications.

Recreational Vehicle Loans

Go ahead…you’ve earned it!  Whether is a pop-up or a big rig, 2 or 4 wheels or built for water or ice…if you’ve got the urge to travel, stop first at Commodore Bank.

CDs and IRAs

Flexible maturity dates AND guaranteed returns! 

By letting you choose your own maturity date, from 3 months to 5 years, Commodore Bank’s CDs and IRAs are a smart way to earn on investments without restricting your financial plan. 

Certificate of Deposit / Individual Retirement Account Rates

Commodore requires a minimum deposit of $1,000 on all Certificates of Deposit, except for the the Traditional Individual Retirement Account.  Please inquire with your local office for more details.

Money Markets

Tiered Money Market Fund – A tiered rate money market fund pays interest at increasing higher rates as your account balance increases.

Premier Money Market Savings – an account that pays interest based on current interest rates in the financial markets.

Online Banking

Run your personal or business finances while saving time, paperwork, and money.  View your accounts, establish one-time and recurring payments, transfer funds, and pay bills.

FEATURES

  • Review and monitor your account activity and balances
  • View current or previous month’s statements and images
  • View activity for your checking, money market, and statement savings accounts.
  • Transfer funds between accounts
  • Schedule automatic fund transfers between your accounts including loan payments
  • Enter stop payments
  • Download transaction information to popular finance software programs
  • Schedule future and recurring payments
  • Customize your payee list
  • Make automatic scheduled payments
  • Cancel or reschedule payments and transfers

The only credit card you’ll need!  Now you can enjoy great savings, convenience and flexibility to meet your personal needs.

MONEY MARKET SAVINGS ACCOUNT

  • Compounding frequency - Interest will be compounded monthly.
  • Crediting frequency - Interest will be credited into this account monthly.
  • Daily balance computation method - Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
  • Accrual of interest on non-cash deposits - Interest will begin to accrue on the business day you deposit non-cash items (for example, checks) into your account.
  • Minimum balance to avoid a fee - If your balance falls below $25,000.00 on any day in the month, your account will be subject to a $10.00 MINIMUM BALANCE FEE for that month.
  • Deposit limitations - You may make an unlimited number of deposits into your account.

Limitations on frequency of transfers - During any calendar month or statement cycle of at least four weeks, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction. No more than three of the six transfers may be made by check, draft, debit card (if applicable) or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.

Fees and Charges - The following fees and charges apply to this account:

DORMANT FEE: $2.00 PER MONTH WILL BE ASSESSED IF THE ACCOUNT REMAINS INACTIVE FOR 1 YEAR.

TIERED MONEY MARKET ACCOUNT

Minimum to Open Account $1,000.00
Monthly Service Charge $6.00

Monthly Service Charge and Transaction fee will be waived if the account maintains a $1,000.00 balance for the entire statement cycle. You may not make more than six withdrawals or transfers to another account of yours or to a third party by means of preauthorized or automatic transfer or telephone order or instruction. No more than three of the six transfers may be made by check, draft, debit card (if applicable) or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution. DORMANT FEE: $2.00 per month will be assessed if the account remains inactive for 1 year.

RECREATIONAL VEHICLES

  • Recreational Vehicle - New and used financing available, 144 month maximum term for new and 84 month maximum term for used.
  • Boat Loans - Get quick loan approval for up to 144 months financing on new and up to 144 months financing on used.
  • Motorcycles, Snowmobiles, Personal Watercraft, Scooters and ATVs - Go out and play! We'll cover you with financing up to 60 month maximum term for new and up to 36 months for used.

Please contact one of our Loan Specialists to set up an appointment to discuss a loan for your purchase, or Apply now and Download a printable consumer loan application by clicking here.

OTHER CHECKING OPTIONS

Regular Checking Accounts
Minimum to Open Account $50.00
Monthly Service Charge $3.50
Transaction Fee $.15*
*Per each debit transaction

Monthly Service Charge and Transaction fee will be waived, if the account maintains a $500.00 balance for the entire statement cycle. DORMANT FEE: $2.00 per month will be assessed if the account remains inactive for 1 year.

Premiere Money Market Fund
Minimum to Open Account $1,000.00
Monthly Service Charge $10.00
Transaction Fee $.15*
*Per each debit transaction

Monthly Service Charge and Transaction fee will be waived if the account maintains a $25,000.00 balance for the entire statement cycle. You may not make more than six withdrawals or transfers to another account of yours or to a third party by means of preauthorized or automatic transfer or telephone order or instruction. No more than three of the six transfers may be made by check, draft, debit card (if applicable) or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution. DORMANT FEE: $2.00 per month will be assessed if the account remains inactive for 1 year.

Now Account
Minimum to Open Account $50.00
Monthly Service Charge $6.00
Transaction Fee $.15*
*Per each debit transaction

Monthly Service Charge and Transaction Fee will be waived if the account maintains $1,000.00 in TOTAL DEPOSITS in any savings account or certificate of deposit account in the bank for the entire statement cycle. DORMANT FEE: $2.00 per month will be assessed if the account remains inactive for 1 year.

Super Now Checking
Minimum to Open Account $50.00
Monthly Service Charge $6.00
Transaction Fee $.15*
*Per each debit transaction

Monthly Service Charge and Transaction Fee will be waived if the account maintains a $1,000.00 balance for the entire statement cycle. DORMANT FEE: $2.00 per month will be assessed if the account remains inactive for 1 year.

COMMODORE GOLD CHECKING

All the features of Commodore Club PLUS if you’re 50 or over, enjoy all the benefits of Commodore Advantage at a super-low monthly fee of $5 with no minimum balance requirement.

  • No Minimum Balance Required, $50 to open!
  • Free foreign ATM Fees - Receive up to FIVE free non-Commodore Bank ATM withdrawal transactions per statement cycle.
  • Free Image Copies - The first 50 images are free with your paper statement. Only $3 for a monthly statement with more than 50 images.
  • Free Personalized Safety Checks - All personalized, safety checks ordered through Commodore Bank are free. Your special member checks will be printed with your name and address.
  • Free Safe Deposit Box Rental - Store your valuables in a personal-size safe deposit box. It’s yours with no rental fee for an entire year. Subject to availability.
  • Discounted Cashier’s Checks and Money Orders - 50% discount on the purchase of Cashier's Checks and Money Orders.

All for Only a $5.00 Monthly Membership Fee

COMMODORE ADVANTAGE CHECKING

All the features of Commodore Club PLUS:

  • No Minimum Balance Required, $50 to open!
  • Free foreign ATM Fees - Receive up to FIVE free non-Commodore Bank ATM withdrawal transactions per statement cycle.
  • Free Image Copies - The first 50 images are free with your paper statement. Only $3 for a monthly statement with more than 50 images.
  • Free Personalized Safety Checks - All personalized, safety checks ordered through Commodore Bank are free. Your special member checks will be printed with your name and address.
  • Free Safe Deposit Box Rental - Store your valuables in a personal-size safe deposit box. It’s yours with no rental fee for an entire year. Subject to availability.
  • Discounted Cashier’s Checks and Money Orders - 50% discount on the purchase of Cashier's Checks and Money Orders.

All for Only a $6.00 Monthly Membership Fee

COMMODORE CLUB CHECKING

Our Top-of-the-Line Checking Account for People Who Know Good Value.

  • No monthly service charge when you maintain a minimum daily balance of $250. Should your balance fall below $250 during the statement cycle, an $8 service charge will apply.
  • FREE first Order of Personalized Checks - Your first box of special member checks will be imprinted with your name and address is free.
  • Unlimited Checking - Use all the checks you like. With Commodore Club there are no per-item charges.
  • Interest on Checking - You can earn interest on your checking account balance. Ask us for details.

Discounts

  • Receive an annual coupon book with up to $2,500 in savings at local businesses.
  • Free Farmer's Almanac * - Receive an annual copy of the Farmer's Almanac. *while supplies last
  • Discounted Money Orders- 50% discount on the purchase of Money Orders. Available at our three convienent locations.

Convenience Advantages

  • ATM / Debit Card* - Convenient 24/7 use of your Commodore Bank ATM/Debit Card
  • Direct Deposit - Your Social Security and Payroll Checks can be deposited directly to your checking account.
  • Free eStatements - Provide an email to receive your monthly statement via a secure website.
  • Free Online Banking & Bill Pay*- Register at www.commodorebank.com. (*subject to approval)
  • Bank-by-mail
  • Pay Yourself First Savings Program

How to Join - Just ask us. You can enroll as a member in minutes. Then you can start enjoying all these money-saving benefits today! And, as a member, you’ll automatically receive new benefits as they are added to your program.

AUTO LOANS

Buying? Loans for new and late model used cars are available with competitive rates and terms. We give quick answers to auto loan applications, usually the same day.  Commodore Bank offers competitive rates, speedy loan approval and quick answers to your loan questions. Each and every Commodore Bank loan is designed to provide maximum convenience and ease of repayment. Our Loans are designed to meet a wide variety of individual needs, such as:

  • 66 Month terms available on New Automobiles
  • Attractive interest rates
  • Automatic payments
  • Simple Loan Application
  • Prompt approvals

Please contact one of our Loan Specialists to set up an appointment to discuss a loan for your purchase, or apply now and download a printable consumer loan application by clicking here.